Mortgage Calculator
Estimate your monthly mortgage payment, check how much home you can afford, and review a year-by-year payoff schedule.
How to use this tool
- Home priceEnter the purchase price of the property.
- Down payment (%)Specify how much of the price you'll pay upfront as a percentage.
- Interest rate (%)Provide the mortgage interest rate (APR).
- Loan term (years)Enter the repayment period for the loan in years.
- Property tax rateInput your annual property tax rate as a percent of home value.
- Home insuranceEstimate your yearly homeowners insurance premium.
- HOA duesEnter any monthly homeowners association fees, or leave zero if none.
- Household incomeOptional. Add your gross annual income to run an affordability check.
- Monthly debt paymentsOptional. Enter existing monthly debts (loans, credit cards) to refine the affordability guideline.
Hit Run mortgage math to calculate payments, total interest, and affordability metrics. Reset clears the form.
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